This application is for members that wish to defer up to two of their current auto or personal loan payments. Payment deferrals are not available on Home Equity Loans, Credit Lines, or Home Loans.
To be eligible for a deferment, loans must be at least 6 months old. Please be sure that your most recent payment (prior to the deferred months that you are requesting) has been made before applying. If your loan is set up for automatic payments, please allow a minimum of 3 business days before your loan payment date so we can stop the transfer. UICCU will approve no more than two deferments on each loan in a rolling twelve month period. A processing fee of $30 will be added to the loan for each month deferred. If you have not heard from an Account Executive within 2 business days, please contact us at (319) 339-1000 or (800) 397-3790 to check on the status of your application.