Skip-A-Payment

This application is for members that wish to defer up to two of their current auto or personal loan payments. Payment deferrals are not available on Home Equity Loans, Credit Lines, or Home Loans.

A minimum of six payments must be made on all new loans to be eligible for a deferment. Please be sure that your most recent payment (prior to the deferred months that you are requesting) has been made before applying. UICCU will approve no more than two deferments on each loan in a rolling twelve month period. A processing fee of $30 will be added to the loan for each requested month. If you have not heard from an Account Executive within 2 business days, please contact us at (319) 339-1000 or (800) 397-3790 to check on the status of your application. 

- Choose a State -
- Chose a Loan -

Please Specify Make & Model:

Please select the months you wish to skip (maximum of two)

By clicking the submit button below, you authorize UICCU to extend your final loan payment by the number of months you have selected. The processing fee amount stated above (per monthly payment deferred) will be automatically added to your loan balance. Interest will continue to accrue on your loan during the month(s) your payment is deferred. Payments made via payroll deduction will be deposited into your UICCU savings account. Payments made via ACH will be suspended throughout the deferral period. If you have your payments scheduled through UICCU's online banking it is your responsibility to cancel those payments during the deferral period. UICCU is not responsible for updating automatic payments made via third party, i.e. Pegasus Pay, Online Bill Payer, etc. All loan payments must be current to qualify.

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