Earn up to $175

For a limited time, you can earn up to $175 when you refinance your auto loan to UICCU. We may be able to lower your rate, lower your payment, and give you $175 cash back*. It only takes minutes to save! Stop by the closest branch or call 800-397-3790 to apply.

Planning a vacation?

If traveling out of state with your UICCU debit or credit card*, please notify us at 800-397-3790 or stop into any office location. States or countries with high cases of fraud may be blocked from usage for your protection. If you are planning a trip, notifying us allows us to unblock the card so that it works for the period you are visiting. For added peace of mind, be sure to enroll your cards for free Fraud Prevention Alerts and My Card Activity Alerts . Thank you for helping us significantly decrease fraud on UICCU accounts. *Note: PIN-based debit transactions should still work even if notification to UICCU was not made.

Refer a friend for a $50 cash bonus

We always appreciate the opportunity to serve your friends, so we created referuiccu.org . Refer a friend to open a checking account, auto loan or credit card and you each will be paid $50! The process takes just a few minutes.

What goes into your Credit Score?

Data from your credit report goes into five major categories that make up a FICO score: Payment History, Amounts Owed, Length of Credit History, Types of Credit Used, and New Credit. The scoring model weighs some factors more heavily than others. Click here to learn more .

Deposit checks from your Smart Phone

Our new Mobile Remote Deposit Capture feature has been added to our mobile app. You can photograph a check and deposit it to your UICCU account without a visit to a branch. It's easy and free! Just look under the menu of options when logged in. To download our app, search "UICCU" in the Google Play or Apple App stores.

Alerts for your Debit and Credit Cards

UICCU offers real-time text alerts for your debit and credit cards. Activity Alerts keep your account secure by notifying you when your card is used for a large amount, an international transaction, declined, or for an online purchase. Fraud Alerts notify you if a suspicious charge is detected by sending a text to confirm the transaction. These services are free and enrollment is easy. Learn more about free Activity Alerts and Fraud Alerts .

Mobile Pay is now available for UICCU debit and credit cards!

If you have a UICCU debit or credit card, you may now enroll in Apple Pay , Samsung Pay or Android Pay ! Simply load your UICCU credit and/or debit card into the virtual wallet specific to your mobile device.

43,000 Free ATMs Nationwide

UICCU has partnered with the Allpoint ATM Network to offer free access to 43,000 ATMs Nationwide for our members. For more information and to find the machines closest to you, click here .

Attention Checking Account Holders

Click here to read up on recent changes to how some merchants are handling debit card transactions, and how it impacts you.

*Receive a $175 cash bonus when you refinance a loan from another financial institution to UICCU. Offer does not apply to refinancing of existing UICCU loans or to new UICCU loans. $175 cash bonus will be directly deposited after vehicle insurance is verified, title is secured, and first payment is made. 2008 or newer model vehicles only. Cash back offer may end at any time. Cannot be combined with other UICCU promotional offers. Boat, RV, and motorcycle loans also qualify. Subject to credit qualifications and year of vehicle. Call for details.