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Low cost auto loans for both new and used cars are UICCU's specialty. In fact, UICCU is one of the top auto lenders in Iowa (source: Experian Auto Count Report 2017). We offer a variety of terms to satisfy your budget. When you are ready to shop, we recommend www.nada.com to help you investigate your purchase.

Skip a payment

Need a little extra room in your budget? We can hold your secure low rate while you defer up to two payments each year.

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At UICCU, we also offer insurance products through our wholly owned subsidiary, UICCU Insurance. The professionals at UICCU Insurance will shop multiple carriers to find you the best value for your auto, home, life or business. Click here to request a free, no obligation quote.

Did you know? Certain insurance providers offer additional discounts just for being a credit union member.

Cash Back refinance

Do you have your auto loan with another financial institution? Try our Cash Back Auto Loan. Receive $100 cash back when you bring your auto loan to UICCU . We may be able to lower your rate and lower your payment. 2009 or newer model vehicles only. This is a limited time offer subject to credit approval. Minimum rates apply.

Help play it safe with PayBreak Debt Protection.

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens.

Help play it safe with PayBreak Debt Protection*. PayBreak is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), PayBreak will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life
  • Disability
  • Involuntary unemployment

Call 800-397-3790 and ask about protecting your loans, today.

*Your purchase of PayBreak is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of PayBreak.