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Low cost auto loans for both new and used cars are UICCU's specialty. In fact, UICCU is one of the top auto lenders in Iowa (source: Experian Auto Count Report 2016). We offer a variety of terms to satisfy your budget. When you are ready to shop, we recommend to help you investigate your purchase.

  • Great rates
  • Flexible terms
  • Tax deductible interest options for homeowners (consult your tax advisor)
  • The option to defer up to two payments a year
  • PayBreak Debt Protection

Skip a payment

Need a little extra room in your budget? We can hold your secure low rate while you defer up to two payments each year. Click here to make your request .

Cash Back refinance

Do you have your auto loan with another financial institution? Try our Cash Back Auto Loan. Receive $100 cash back when you bring your auto loan to UICCU . We may be able to lower your rate and lower your payment. 2009 or newer model vehicles only. This is a limited time offer subject to credit approval. Minimum rates apply. 

Buying a Car? The AskAuto® app can help.

If you’re shopping for a vehicle, download the AskAuto app. You can compare vehicles you find on the dealer lot, get information on loans, and submit a loan application—all from your mobile device. Learn more and download the app today .  

Help play it safe with PayBreak Debt Protection.

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens.

Help play it safe with PayBreak Debt Protection*. PayBreak is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements help ease the enrollment process.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), PayBreak will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life
  • Disability
  • Involuntary unemployment

Call 800-397-3790 and ask about protecting your loans, today.

*Your purchase of PayBreak is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of PayBreak.