Platinum MasterCard – University of Iowa Community Credit Union (UICCU)

Our elite offering, the World Card empowers you with flexibility to explore the places and pursuits that mean the most to you. It comes equipped with reward points for purchases, and travel-specific benefits that give you exceptional service. It is accepted at over 35 million locations worldwide; twice as many places as American Express^. The minimum credit line is $10,000 and minimum household income required to apply is $100,000. Here are just a few of the world-class benefits:

  • No Annual Fee**
  • Introductory rates as low as 0% APR* for the first six months, then rates as low as 12.9% APR*
  • Earn Points for Every Purchase Equivalent to 1% Cashback (redeemable for cash, plane tickets, or merchandise).  
  • No international transaction fees
  • Zero Liability Fraud Protection
  • Extended Warranty Service
  • Price Protection Coverage
  • Global Service
  • Collision Damage Waiver
  • Enrollment in MasterCard's Priceless Cities Program
  • Luxury Hotel Program
  • Airport Concierge Services
  • Identity Theft Resolution Services

Learn more about these benefits and compare with other UICCU cards.

Apply Now

New World Card Special: 10,000 bonus points!

When you get your new World MasterCard, you'll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you'll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!

Mobile Pay is now available for UICCU credit cards!

UICCU credit card holders may now enroll in Apple Pay, Samsung Pay or Google Pay! Simply load your UICCU credit card into the virtual wallet specific to your mobile device.

Review Rewards & Redeem

When you wish to view your reward options or redeem points, visit or call 888-445-8640. If you are not a card holder yet and wish to see what rewards are possible, choose the "browsing" option after clicking on the link above.

For more detail on these benefits and to compare the World Card to other UICCU programs, visit MasterCard's website , or click here  to download the full Guide to Benefits brochure.

Credit Card Disclosures

Cardholder Agreement Disclosures

^ The Nilson Report, Feb 2012. American Express is a registered trademark of the American Express Company.

* APR is Annual Percentage Rate.