Platinum Rewards Credit Card - University of Iowa Community Credit Union (UICCU)

UICCU owns its credit card portfolio. It's not masking a big bank card company behind the scenes. So expect the best that a card has to offer, including no annual fee*, a 25 day grace period on purchases, introductory rates as low as 0% APR* for the first six months with a low non-variable rate as low as 12.9% APR* thereafter, and local service. And we haven't even gotten to the best part, the rewards.

Our Platinum Rewards MasterCard gives you an opportunity to earn points just for using the card, and you receive those points anywhere you use it, not just at specific locations like some cards. Redeem points for a wide variety of great rewards, including:

  • Airline Tickets
  • Merchandise
  • Hotel Nights
  • Tickets to major events
  • Cash Bonuses
  • And about a million other options

There's nothing special to do...just use your card. Each month, your statement will reflect points earned and total points accumulated. You'll earn one point for each dollar of purchase.

Apply Now

New Card Special: 5,000 bonus points!

When you get your new Platinum Rewards MasterCard, you'll have a special incentive to start using it. Make $500 in purchases within 2 months with the card and you'll receive 5,000 bonus points. Cash that in for $50 or bank it for something bigger down the road!

Mobile Pay is now available for UICCU credit cards!

UICCU credit card holders may now enroll in Apple Pay, Samsung Pay or Google Pay! Simply load your UICCU credit card into the virtual wallet specific to your mobile device. 

Review Rewards & Redeem

To browse your reward options, visit or call 888-445-8640. When you are ready to redeem your points, log in to online banking and click on your credit card for the rewards redemption website. If you are not a card holder yet and wish to see what rewards are possible, choose the "shop now" option after clicking on the link above.

To apply for the card, click the link for our online application above, call us at 339-1000 or 800-397-3790, or stop by any branch to pick up an application.

Complete List of Platinum MasterCard Benefits

Credit Card Disclosures

Cardholder Agreement Disclosures