University of Iowa Community Credit Union (UICCU) Credit Cards
If you are looking for a credit card that’s loaded with benefits but not hidden fees, then look no further. UICCU offers MasterCard products with worldwide acceptance, world-class benefits, and personalized local service. Best of all, the rates are low and there are no annual fees. Pick the card that’s right for you.



Platinum Rewards MasterCard

Every purchase you make earns bonus points that can be redeemed for cash, plane tickets, merchandise, and much more. Rates are low and non-variable. 

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Platinum MasterCard

If you typically carry a balance on your card, then Platinum MasterCard (non-rewards) offers an even lower interest rate. For peace of mind, the rate is non-variable. 

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World MasterCard

Our elite offering, the World Card empowers you with the flexibility to explore the places and pursuits that mean the most to you. It comes with reward points for purchases, and travel benefits that give you exceptional service. 

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Black & Gold MasterCard

For the lowest rates we offer, consider our variable rate Black & Gold card. You won’t believe how low we can go.

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Apple Pay is now available for UICCU credit cards!

If you have a UICCU credit card, you may now enroll in Apple Pay, Samsung Pay or Android Pay! Simply load your UICCU credit card into the virtual wallet specific to your mobile device. Please note that you will not be able to load your UICCU debit card at this time because we are still in testing. We hope to have this available by the end of 2016.


New Platinum Rewards MasterCard Special: 5,000 bonus points!

When you get your new Platinum Rewards MasterCard, you'll have a special incentive to start using it. Make $500 in purchases within 2 months with the card and you'll receive 5,000 bonus points. Cash that in for $50 or bank it for something bigger down the road!


New World MasterCard Special: 10,000 bonus points!

When you get your new World MasterCard, you'll have a special incentive to start using it. Make $1000 in purchases within 2 months with the card and you'll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!


EMV Chip Technology

There’s been a significant amount of press lately for EMV chip cards and the new regulations going into effect on October 1st. But what is an EMV chip card and how does it prevent fraud? EMV chip cards have an embedded microchip in addition to the magnetic strip on the back. The chip generates a unique code with each transaction that prevents your personal data from being used fraudulently. All UICCU credit cards have chip technology, and debit cards will be converted in 2016. Click here to learn more about the benefits of EMV Chip technology.


Fraud Text Alerts

UICCU offers real-time text alerts for your credit card to help prevent fraudulent transactions on your account. This service is free and enrollment is easy. For more information about fraud text alerts and to register your card, click here .


Increasing your Credit Line

To request a credit line increase on your UICCU credit card, please follow this link to fill out the Credit Line Increase form .

For cardholder agreement disclosures, click here