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Personal

Personal Loans

Getting a personal loan at UICCU is fast and easy, we'll work with you to find a term that fits your budget. As always, with UICCU, the rates are some of the best you'll find.

  • Great rates 
  • Experienced local lenders 
  • No early payoff fees
  • Flexible terms 
  • PayBreak Debt Protection Available

What can you use a UICCU Personal Loan for?

Consolidate Debt
Build Credit
Relocation Expenses
Home Improvement
Weddings
Auto Repair

UICCU Platinum Mastercard

Did you know, UICCU offers a non-variable rate, no annual fee Platinum Mastercard and Platinum Rewards Mastercard with rates far below national credit card providers. Depending on your situation, a UICCU credit card might be the perfect tool to help you get the job done.

Citizenship Loans

We understand the immigration process can be complicated and expensive. UICCU offers a Citizenship Loan to help with the cost of the naturalization application and legal fees associated with the process of becoming a U.S. citizen.

Play it Safe with PayBreak Debt Protection 1

Family breakfast

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens. 

PayBreak Debt Protection is a voluntary loan-payment protection product that helps you get relief from the burden of delinquency or default if a protected life event happens. Protected events include: loss of life, disability, or involuntary unemployment. 

Call (800) 397-3790 and ask about protecting your loans today.

Skip A Payment Loan Deferment Program 2

Skipping stones on a lake

Need a little extra room in your budget? You can request a deferment for up to two consecutive loan payments. 

Just fill out the Skip-A-Payment request form or visit any UICCU branch.

You can apply online for a personal loan or give us a call at (800) 397-3790

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Your purchase of PayBreak is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of PayBreak.

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Subject to approval.