When you finance your vehicle purchase with UICCU you can schedule your first payment up to 90 days later and choose a payment date that works for you. Making loan payments is easy too! Quickly pay loans by transferring funds from a UICCU checking or savings account or set up transfers from any US based checking or savings account.
We understand that needing a car doesn't always line up with having a down payment ready. In many cases a down payment is not required to finance a new or used vehicle.
Do you have your auto loan with another financial institution? Try our Cash Back Auto Loan. Receive $100 cash back when you bring your auto loan to UICCU. We may be able to lower your rate and lower your payment. 2009 or newer model vehicles only. This is a limited time offer subject to credit approval. Minimum rates apply.
We'd love to help finance your recreational vehicle, boat or other equipment. UICCU offers RV, boat, secured and unsecured personal loans to meet your borrowing needs.
With an APR and Term (months) you can choose to calculate your total loan amount or monthly payment.Simple Loan Calculator
Compare total savings between cash back rebates vs low interest financing. In many cases a cash back rebate and traditional financing offer the best savings!Auto Loan Rebate Calculator
Whether you're a first time buyer looking for advice or a seasoned pro ready to sign and drive, our professionals at UICCU are ready to help. Choose an option that's best for you!
Getting pre-approved for an auto loan is a great choice, especially if you're still shopping around and haven't settled on a particular car yet. With a pre-approval you'll have a budget and terms taken care of which means you can talk about a car's price rather than monthly payments and financing.
If you've got a specific car picked out you can visit any UICCU branch to get an auto loan from a friendly UICCU team member.
Many auto dealers in Iowa have partnered with UICCU and can take care of the loan paperwork for UICCU members at the dealership! Ask your dealer if they're a UICCU partner or call 800-397-3790 to find out about dealer partners near you.
Getting any loan can be a bit of a financial gamble because things happen...life happens. PayBreak Debt Protection 3 is a voluntary loan-payment protection product that helps you get relief from the burden of delinquency or default if a protected life event happens. Protected events include: loss of life, disability or involuntary unemployment. Call (800) 397-3790 and ask about protecting your loans, today.
Most new and used vehicles financed with UICCU can have an Extended Service Warranty added to the loans cost. The warranty program has various tiers available that cover different parts and types of breakage. An Extended Service Warranty is a great way to help soften the blow of a broken down vehicle and get you back on the road in no time.
Subject to creditworthiness. Interest will accrue until the first payment is made.
Subject to approval.
Your purchase of PayBreak is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of PayBreak.