Fixed Rate 30 Year Purchase Transaction = 30 Day Rate Lock*

ACCURATE AS OF - June 21, 2018. (Subject to change at any time. UICCU is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV). Please contact a loan officer for rates that have a loan amount less than $100,000.

Loan Amount Rate
(with no points paid)
APR
(with no points paid)
Payment
per $1000
$300,000 4.375% 4.398% $4.99
$200,000 4.375% 4.409% $4.99
$100,000 4.500% 4.569% $5.07


Fixed Rate 15 Year Purchase Transaction = 30 Day Rate Lock*

ACCURATE AS OF - June 21, 2018. (Subject to change at any time. UICCU is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV). Please contact a loan officer for rates that have a loan amount less than $100,000.

Loan Amount Rate
(with no points paid)
APR
(with no points paid)
Payment
per $1000
$300,000 3.875% 3.914% $7.33
$200,000 3.875% 3.934% $7.33
$100,000 4.000% 4.119% $7.40


Fixed Rate 30 Year Refinance Transaction = 60 Day Rate Lock*

ACCURATE AS OF - June 21, 2018. (Subject to change at any time. UICCU is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV). Please contact a loan officer for rates that have a loan amount less than $100,000

Loan Amount Rate
(with no points paid)
APR
(with no points paid)
Payment
per $1000
$300,000 4.375% 4.398% $4.99
$200,000 4.375% 4.409% $4.99
$100,000 4.500% 4.569% $5.07


Fixed Rate 15 Year Refinance Transaction = 60 Day Rate Lock*

ACCURATE AS OF - June 21, 2018. (Subject to change at any time. UICCU is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV). Please contact a loan officer for rates that have a loan amount less than $100,000.

Loan Amount Rate
(with no points paid)
APR
(with no points paid)
Payment
per $1000
$300,000 3.875% 3.914% $7.33
$200,000 3.875% 3.934% $7.33
$100,000 4.000% 4.119% $7.40


USDA/VA Loans (Purchase) = 30 Day Rate Lock*

ACCURATE AS OF - June 21, 2018. (Subject to change at any time. UICCU is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV. USDA and VA Loans are calculated at a $180,000 loan amount).

Loan Type Rate
(with no points paid)
APR
(with no points paid)
Payment
per $1000
VA 30 Year Fixed 3.875% 3.912% $4.70
VA 15 Year Fixed 3.500% 3.941% $7.15
USDA 30 Year Fixed 3.875% 4.037% $4.70


Adjustable Rate Loans

ACCURATE AS OF - June 21, 2018. (Subject to change at any time. UICCU is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV. In House Adjustable Rate Loans are calculated at a $180,000 loan amount. Secondary Market Adjustable Rate Loans are calculated at a $200,000 loan amount).

Loan Program Rate APR Fixed Term Payment
per $1000
5/1 ARM - In House 3.990% 4.595% 5 Years $4.77
7/1 ARM - In House 4.125% 4.559% 7 Years $4.85
10/1 ARM - In House 4.250% 4.574% 10 Years $4.92
7/1 ARM - Secondary Market* 4.000% 4.653% 7 Years $4.77
10/1 ARM - Secondary Market* 4.250% 4.876% 10 Years $4.92

In-House Fixed Rate Loans = 90 Day Lock*

ACCURATE AS OF - June 21, 2018 (Subject to change at any time. UICCU is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV. In House Fixed Rate Loans are calculated at a $180,000 loan amount). Program geared towards loans that don't meet Secondary Market Guidelines.

Loan Program Rate
(with no points paid)
APR
(with no points paid)
Payment
(per $1000)
30 Year N/A N/AN/A


† -

Rates assume a Credit Score of 720 with a 75% CLTV with $1800 in closing costs. All Rates, Payment Amounts, and Closing Costs are examples and do not constitute an actual quote. 

-

Rates assume a Credit Score of 740 with a 75% CLTV with $1800 in closing costs. All Rates, Payment Amounts, and Closing Costs are examples and do not constitute an actual quote. 

Contact a Loan Officer