Savings Accounts | CDs and IRAs | Money Market Accounts | Commercial Savings | Kirby Kids Club

View Rates Open an Account


Savings Account

Whether you're saving for a big project or for a rainy day, a savings account at UICCU is a safe place to store your money. Dividends are paid monthly, and we even have special savings accounts for Kirby Kid's Club members.


Certificates of Deposit & Individual Retirement Accounts

CDs and IRAs allow you to lock your money away for a term and earn higher yields than typical savings accounts. Our CDs & IRAs have been recognized nationally for their aggressive yields. They can be opened with as little as a $500 initial investment. Terms range from 3 to 60 months. Often times, UICCU offers jumbo rates available for amounts over $100,000 and $250,000. Click here to use our CD Calculator


Young Investor CD
For the financial genius-in-training under 18, we have a Young Investor CD option, with lower initial investment requirements.


Best Rate Guarantee*

UICCU guarantees you'll get the Best Rate on your CD or IRA! If you find a better advertised rate at a local financial institution, we'll not only match it...we'll beat it. We are just that confident in our rates!

*If you find a better advertised yield on a CD or IRA at a financial institution based on the counties we serve, UICCU will beat it. Guarantee available for a limited time only. Applies only to CDs or IRAs with comparable terms and conditions. Does not apply in those cases where the credit union does not offer a comparable product. Not available to public organizations or other financial institutions. Maximums apply. 


Money Market

If you're looking for the best money market account around, then look no further than our Premier Money Market Account. Dividends are paid monthly, and 24/7 access is available with Online Banking or Telephone Banking.

  • Tiered rates maximize earnings
  • Free Online Banking
  • Free eStatements
  • Award-winning LOCAL service
  • NCUA insured up to $250,000


Commercial Savings

Whether saving for inventory, supplies, or other capital expenses, UICCU has excellent long and short term deposit products.

Earn dividends on balances as low as $500, and increase these dividends with larger average balances. Our CD products are very competitively priced, and we'll work with you to determine the term that best meets your needs.

  • 3 free debits per statement cycle; $1 thereafter
  • Free Online Banking
  • Free eStatements 
  • Award-winning LOCAL service
  • NCUA insured up to $250,000


Kirby's Kids Club

The Kirby's Kids Club is an educational, fun club designed to teach kids 8 and under about the value of saving money. Kirby's Kids receive a birthday card with a special pass to the Iowa Children's Museum each year, and invitations to special Kirby Kangaroo events.

To sign up, give us a call or stop by any UICCU office!