Savings Accounts | CDs and IRAs | Money Market Accounts | Commercial Savings | Kirby Kids Club

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Savings Account

Whether you're saving for a big project or for a rainy day, a savings account at UICCU is a safe place to store your money. Dividends are paid monthly, and we even have special savings accounts for Kirby Kid's Club members.


Certificates of Deposit & Individual Retirement Accounts

CDs and IRAs allow you to lock your money away for a term and earn higher yields than typical savings accounts. Our CDs & IRAs have been recognized nationally for their aggressive yields. They can be opened with as little as a $500 initial investment. Terms range from 3 to 60 months. Often times, UICCU offers jumbo rates available for amounts over $100,000. Click here to use our CD Calculator

Young Investor CD

For the financial genius-in-training under 18, we have a Young Investor CD option, with lower initial investment requirements.


Best Rate Guarantee 1

UICCU guarantees you'll get the Best Rate on your CD or IRA! If you find a better advertised rate at a local financial institution, we'll not only match it...we'll beat it. We are just that confident in our rates!

If you find an offer that we need to beat, stop by any branch location or give us a call at 1-800-397-3790


Money Market

Introducing the Green Account! If you’re looking for a safe place to grow your money, our new Green Money Market Account offer high yields with tiered rates to maximize your earnings. Dividends are paid monthly and accounts are NCUA insured up to $250,000 for added peace-of-mind. You’ll also enjoy:

Green Account - Earn up to 2.10% APY

  • 24/7 access with Free Online Banking
  • Free eStatements
  • Tiered rates maximize earnings
  • Award-winning LOCAL service
  • NCUA insured up to $250,000

Click here to visit our rates page.

Commercial Savings

Whether saving for inventory, supplies, or other capital expenses, UICCU has excellent long and short term deposit products.

Earn dividends on balances as low as $500, and increase these dividends with larger average balances. Our CD products are very competitively priced, and we'll work with you to determine the term that best meets your needs.

  • 3 free debits per statement cycle; $1 thereafter
  • Free Online Banking
  • Free eStatements
  • Award-winning LOCAL service
  • NCUA insured up to $250,000

Kirby's Kids Club

The Kirby's Kids Club is an educational, fun club designed to teach kids 8 and under about the value of saving money. Kirby's Kids receive a birthday card with a special pass to the Iowa Children's Museum each year, and invitations to special Kirby Kangaroo events.

To sign up, give us a call at 1-800-397-3790 or stop by any UICCU office!



1 - If you find a better advertised yield on a CD or IRA at a financial institution based on the counties we serve, UICCU will beat it. Guarantee available for a limited time only. Applies only to CDs or IRAs with comparable terms and conditions. Does not apply in those cases where the credit union does not offer a comparable product. Not available to public organizations or other financial institutions. Maximums apply.
Certificates - Minimum deposit of $500 required. 3-6 month dividends compounded at maturity, all other terms compounded quarterly. Penalty for early withdrawal. Early withdrawal penalty is based on the term of the CD. Certificates with a term of less than a year will be calculated equal to the number of days in the certificate term. Certificates with terms of a year or longer will be charged 365 days of dividends. Loss of principal investment is possible.