UICCU offers real-time text alerts for your debit card and credit card to help prevent fraudulent transactions on your account. This service is free and enrollment is easy. 

How it works: 

  • Register your debit or credit card and follow setup instructions here. Please register one card at a time.
  • Once you're registered, a text message will be sent to your mobile phone when there is a suspicious transaction identified on your registered debit or credit card account. 
  • Simply reply to the text to confirm whether or not you recognize the transaction(s).
  • If fraud is suspected, your card will be blocked from further transactions until we hear from you.
  • If you reply that you recognize the transaction(s), your card will remain available for use.

Message and data rates may apply depending on your mobile carrier. For help after you have registered your card, text "HELP" to 59314. To cancel text alerts, reply "STOP" to any fraud alert from 59314. 

Register Today

Don't forget to enroll your cards for free My Card Activity Alerts. Click here to learn more. 


Q: How much does it cost to use this service?

A: UICCU does not charge for this service. However, standard text message and data rates assessed by your mobile carrier may apply. Please check with your mobile carrier to ensure that you have 'text messaging' on your monthly mobile phone plan.

Q: How do I register?

A: 1) Click 'Register Here' on the registration site. 2) Enter the requested information. 3) Click submit.

Q: What carriers currently participate in this service?

A: T-Mobile®, Verizon Wireless, AT&T, Sprint, Interop - Appalachian Wireless, US Cellular Corp©, Cincinnati Bell, Boost Mobile, Cricket Communications, Nextel Communications, Virgin Mobile USA, ALLTEL Communications Inc. 

Q: How long should it take to receive a text message (SMS)?

A: Typically, responses arrive within a minute, but timing may vary. 

Q: I enrolled in the service on-line and never received a text message to complete my registration?

A: Your mobile phone may be blocked from receiving third-party text messages. Check with your carrier and ask them to remove the block from your phone. 

Q: What if I do not have text messaging?

A: Text messaging is required for this service. If your mobile phone is able to send and receive text messages, but you do not subscribe to this service, you will need to contact your mobile phone provider to add a text messaging feature to your phone plan. 

Q: If I am traveling outside of the U.S., can I receive text message alerts?

A: Messages can only be sent via U.S. carriers and will only be receivable in the U.S. Some messages on U.S. carriers may be received while traveling; however it will depend on that carrier's coverage area. 

Q: Are the text commands case-sensitive?

A: No. Commands can be sent as upper-case, lower-case or a combination of both. 

Q: Can I add multiple phone numbers?

A: No. Only one mobile phone number can be linked to a single card number. 

Q: If I have both a debit card and credit card enrolled, can I use the same mobile number? 

A: Yes. You may register multiple cards under one mobile number.

Q: If my mobile phone number changes, what do I need to do?

A: In order to receive alerts to your new number, you will need to re-register your new mobile number.

Q: Why do I receive multiple messages with Pg1/2, Pg2/2?

A: Text messages are unique in that they can only hold 160 characters. Some commands require multiple messages to return all of the necessary information. 

Q: Is this service safe and secure?

A: Yes. Our first priority is to protect your personal information. We never ask for your account number, personal identification or other personal information. If you ever receive a text message asking for your member number, account numbers or other personal information, please do not respond. 

Q: How do I unsubscribe from fraud text alerts?

A: Reply to a fraud text alert with "STOP". You will receive an opt-out confirmation for the card you are replying to.