Service fees applicable to all accounts as of October 1, 2016. View tips to avoid fees and save money.

Annual Fee for Debit Card

none

ATM Usage (UICCU-owned ATMs or 43,000 Allpoint Network ATMs )

Free

ATM Usage Fee (Non-UICCU ATMs or pin-transactions)

$1.25

Automatic Overdraft Transfer Fee (From deposit accounts and personal credit lines excluding home equity loans)

$5.00*

Bank to Bank outgoing monthly transfer (ACH)

$5.00

Bill Payer

Free

Check Handling Fee (for accounts without sufficient balances)

$5.00

Collection items

$15.00

Debit card international non-pin transaction fee

1%

Debit Card Replacement

Free

Debit card rush fee

$35.00

Deposit Verification

$10.00

Dormant Checking (6 months)

$5.00/mo

Dormant Membership Fee (inactive single service member)****

$25.00*

Escheat Fee

$50.00

eStatements

Free

Expedited Payment By Phone

$20.00*

Garnishments/Levies

$50.00

Incoming fax

$1.00/pg*

IRA external transfer fee

$25.00

Mobile Banking

Free

Mobile Remote Deposit Capture

Free

Notary Fee

For UICCU members: Free

For non-members: $5.00

Official Checks to Third Party

$5.00

Online Banking

Free

Overdraft (maximum of $195 per day)

1 to 9: $29.00

10 and up: $34.00

Overdrawn Account Fee (for accounts overdrawn 30 days or more)

$25.00/mo

Paper Statement Fee (checking accounts only)

$2.00/mo

Photocopy of Check

$2.00/check*

Photocopying

$.25/copy

Quick$hift transfer*** (phone & web)

$20.00

Research Account Information (includes copies of statements or account history of proceeding months)

$20.00/hr* plus $3.00/statement

Returned Deposit Item (business accounts)

$5.00

Returned Item (Check or ACH)

$25.00

Returned Mail

$5.00/item

Safe Deposit Box

Call for Rates

Safe Deposit Box Drilling

Actual Cost

Safe Deposit Box Key Replacement

$25.00

Stop Payment

$29.00*

Temporary Checks

4 for $2.00

Text Banking

Free

Unknown Address

$5.00/mo

Wire Transfers

Domestic Outgoing: $20.00

Incoming: $10.00

*Subject to Iowa Sales Tax.
**Resets each calendar year. Some items may be taxable. Includes overdraft privilege occurrences.
***Subject to Iowa sales tax. Minimum transfer is $100.
**** Applies to members that only have a low balance savings account, and that account has not been used in over a year.