Overdraft Privilege

Overdraft Privilege

Accidents happen! Rather than returning items that overdraw your account unpaid, UICCU will consider payment of overdrafts up to $1,500. While NSF fees do still apply, you avoid the high charges from merchants for returned checks.

Overdraft Privilege is a service attached to UICCU checking accounts, and it's no surprise that thousands of account holders have requested this service. If you too would like this safety net on debit card and ATM transactions, click the link at the bottom of this page.

By opting in, your account will receive full protection. This means if you happen to overdraw your account with your debit card or via an ATM machine, the amount will be covered and the standard fees apply.

By not opting in, your debit card and ATM transaction will reject at the point of sale if adequate funds are not in the account. For example, if you are at the checkout line at a grocery store and funds are not in your account to cover your purchase, the debit card will simply reject.

Please click here to make your selection and submit your request.