Rates - Savings & Money Market

APY ACCURATE AS OF: May 1, 2012

Savings & Money Markets*

Rates may vary after the account is opened. APY listed is accurate as of the last dividend declaration date. Fees could reduce earnings.

Minimum to open and earnAnnual Percentage Yield*
Savings Accounts (Limit 3 withdrawals per month)
Share Savings Account**

$100 average daily balance

$00.250
Share Savings Account**

$1,000 average daily balance

$00.250
Share Savings Account**

$25,000 average daily balance

$00.250
BIG SAVINGS ACCOUNT**

$25,000 - $99,999 average daily balance

$25,0000.400
BIG SAVINGS ACCOUNT**

$100,000 - $249,999 average daily balance

$25,0000.650
BIG SAVINGS ACCOUNT**

$250,000 or more average daily balance

$25,0000.900
Platinum Money Market**

$5,000 - $24,999 average daily balance

$5,0000.250
Platinum Money Market**

$25,000 - $49,999 average daily balance

$5,0000.250
Platinum Money Market**

$50,000 - $99,999 average daily balance

$5,0000.250
Platinum Money Market**

$100,000 - $499,999 average daily balance

$5,0000.250
Platinum Money Market**

$500,000 or more average daily balance

$5,0000.250
Business Savings Accounts

Dividends compounded and paid monthly. For savings accounts that pay a dividend, rates may vary after the account is opened. APY listed is accurate as of the last dividend declaration date. Fees could reduce earnings on the account.

Minimum to open and earnAnnual Percentage Yield*
Business Savings***

$500 to $2,499 average daily balance

$00.250
Business Savings***

$2,500 to $24,999 average daily balance

$00.250
Business Savings***

$25,000 or greater average daily balance

$00.250
Business BIG SAVINGS ACCOUNT***

$25,000 - $99,999 average daily balance

$25,0000.400
Business BIG SAVINGS ACCOUNT***

$100,000 - $249,999 average daily balance

$25,0000.650
Business BIG SAVINGS ACCOUNT***

$250,000 or more average daily balance

$25,0000.900
Business Platinum Savings Account***

$5,000 to $24,999 average daily balance

$5,0000.250
Business Platinum Savings Account***

$25,000 to $49,999 average daily balance

$5,0000.250
Business Platinum Savings Account***

$50,000 to $99,999 average daily balance

$5,0000.250
Business Platinum Savings Account***

$100,000 to $499,999 average daily balance

$5,0000.250
Business Platinum Savings Account***

$500,000 or greater average daily balance

$5,0000.250

*APY listed above is accurate as of the last dividend declaration date.

**Share Savings: $1.00 per debit after 3; BIG SAVINGS and Platinum Money Market Account: $5 per debit after 3.

***Business Savings Account $1 per debit after 3; Business BIG SAVINGS and Business Platinum Savings Account: $10 per debit after 3.