Rates - Checking

APY ACCURATE AS OF: September 1, 2014

Checking Accounts*

Rates may vary after the account is opened. APY listed is accurate as of the last dividend declaration date. Fees could reduce earnings.

Minimum to open and earnAnnual Percentage Yield**
Rewards Checking (Qualified Accounts)***

$0 to $19,999 average daily balance

$02.50
Rewards Checking (Qualified Accounts)***

$20,000 to $49,999 average daily balance

$00.15
Rewards Checking (Qualified Accounts)***

$50,000 or greater average daily balance

$00.15
Rewards Checking (Non-Qualified Accounts)***

$0 to $49,999 average daily balance

$00.01
Rewards Checking (Non-Qualified Accounts)***

$50,000 or greater average daily balance

$00.01
Free Checking

$0 to $250,000 or more average daily balance

$00.00
Business Checking Accounts*

Dividends compounded and paid monthly. For checking accounts that pay a dividend, rates may vary after the account is opened. APY listed is accurate as of the last dividend declaration date. Fees could reduce earnings on the account.

Minimum to open and earnAnnual Percentage Yield**
Community Checking^

$500 to $24,999.99 average daily balance

 0.10
Community Checking^

$25,000 to $99,999.99 average daily balance

 0.10
Community Checking^

$100,000 or greater average daily balance

 0.10
Small Business Checking^^

$500 to $24,999.99 average daily balance

 0.10
Small Business Checking^^

$25,000 to $99,999.99 average daily balance

 0.10
Small Business Checking^^

$100,000 or greater average daily balance

 0.10
Business Checking^^^

$1,000 to $24,999.99 average daily balance

 0.10
Business Checking^^^

$25,000 to $99,999.99 average daily balance

 0.10
Business Checking^^^

$100,000 or greater average daily balance

 0.10
Commercial Checking^^^^

$5,000 to $24,999.99 average daily balance

 0.10
Commercial Checking^^^^

$25,000 to $99,999.99 average daily balance

 0.10
Commercial Checking^^^^

$100,000 or greater average daily balance

 0.10

*For checking accounts that pay a dividend, rates may vary after the account is opened. APY listed above is accurate as of the last dividend declaration date. Fees could reduce earnings on the account.

**Dividends compounded monthly / variable rate may change monthly

*** Rewards Checking Details: Qualified Accounts also receive reimbursement of ATM surcharges assessed by other institutions; dividends compound monthly; variable rate may change monthly; to qualify for the premium rate each month you must use our free e-Statement service, an ACH/Direct deposit or ACH withdrawal of at least $100 must post and clear the account (internal transfers excluded), and have 12 debit card transactions post to your account (excludes PIN transactions) averaging over $5. Primary account holder must be 18 years of age. One account per member.

^Community Checking: For non-profit organizations. No minimum balance. $500 min average daily balance to avoid a $6 Monthly Maintenance Fee. Per debit fee: $0.15 per debit after 400

^^Small Business Checking: No minimum balance. $500 min average daily balance to avoid a $6 Monthly Maintenance Fee. Per debit fee: $0.20 per debit after 100

^^^Business Checking: No minimum balance. $1,000 min average daily balance to avoid a $8 Monthly Maintenance Fee. Per debit fee: $0.15 per debit after 250

^^^^Commercial Checking: No minimum balance. $5,000 min average daily balance to avoid a $25 Monthly Maintenance Fee. Per debit fee: $0.15 per debit after 400