A home equity loan allows you to use the equity you have tied up in your home for other purposes, such as paying for home improvements, buying a car, or financing an education. Rates are low and interest is often tax deductible.

Our fixed rate line of credit allows you to establish a credit line and then advance funds as you need them. There are no prepayment penalties.

Unlike a line of credit, our home equity loan is a fixed rate loan with a fixed term. This type of loan is ideal for members that have a particular project or purchase in mind, and therefore know the exact amount they need to borrow.

• Low rates
• Closing cost only $125*
• Possible tax advantages
• Fixed terms of 5, 10, or 15 years

*$125 closing costs on all loans under $250,000. Over $250,000 will require a full property appraisal.

SEPTEMBER SPECIAL: NO CLOSING COSTS

Members who apply in the month of September will have no closing costs to pay.* If you need low rate funds for a large purchase or some debt consolidation, it is the perfect time to borrow.

*No closing cost offer excludes "piggy back" loans and internal refinances. Borrower responsible for the cost of an appraisal if one is needed. Subject to credit approval. Limited time offer.