It seems like everyone is offering "free" checking these days. The trouble is, when you get beyond the initial few freebies, you're not getting much. We decided to make our Free Checking different, and we give you access by providing more ATMs in Johnson County than any other financial institution.

• No minimum balance requirement
• Free CU-Online Internet Banking with Online Bill Payer
• Free Visa Debit Card with Zero Liability Fraud Protection
• Free e-Statements
• Free access to UICCU ATMs (includes all 22 UI campus ATMs)
• Free 24/7 Touchtone Teller access
• Surcharge free access to thousands of Privileged Status ATMs
• Direct Deposit available
• The Best Rate Guarantee on CDs and IRAs*
• Overdraft Privilege available
• Eight area office locations
• Award-winning LOCAL service
• NCUA insured up to $250,000

*If you find a better advertised yield on a CD or IRA at a financial institution based in the 36 counties we serve, the UICCU will beat it. Guarantee available for a limited time only. Applies only to comparably termed CDs with comparable minimum balances. Does not apply in those cases where the credit union does not offer a comparable product. Not available to public organizations or other financial institutions. Maximums apply. Participating members must have and maintain an active checking account relationship with the UICCU. Active is defined as an average of 12 transactions per month or an average of one automated electronic deposit (direct deposit) per month.